Checking Accounts

Apply online or stop into any location to open your better than FREE Checking Today.

Which checking account works for you?

  Teen Checking Basic Checking Starter Checking Choice Checking
Overview Younger members start here. Rebuilding. No strings. No hassles. Earn higher dividends with the liquidity of a checking account
Requirements Must be age 13-17    

To receive the monthly dividend rate on balances up to $10,000, direct deposit, eStatements and one (1) signature-based check card transaction is required each month.

Dividend Earning      
No minimum balance or monthly fees
Free Visa® Rewards Debit Card
Surcharge Free ATMs
Access to Shared Branching
Online Banking with Bill Pay    
Mobile Banking with Mobile Deposit
Overdraft Options     $500  $700

 NOTE: All checking accounts will automatically transfer funds from your savings account to cover an outstanding check/debit purchase or Overdraft Privilege may cover outstanding transactions up to $700. Learn More about Overdraft Privilege

Debit Card Activation – (800) 411-6390 or

Cardholders can activate their Debit Card by phone and then select a custom PIN.  Web Activation is only card activation, no PIN selection option.  If cardholder does not Select PIN at activation, they can all the Real Time PIN change phone line below and select a PIN.

Real Time PIN Change - (877) 746-6746  Cardholders will be able to change their PIN in real time. The card must be active prior to attempting to use the Real Time PIN Change phone line.

After Hours Lost/Stolen - (800) 682-6075 or

Business Checking

For business owners who need a checking account we offer:

Minimum Daily Balance Requirement Service Fee
$5,000 and above None
$2,500 - $4,999.99 $5 Monthly
$0 - $2,499.99 $10 Monthly
  • Merchant services available through Total Merchant Concepts
  • Business checks available
  • VISA Check Card
  • Free Online Banking (NetTeller & Mobile App)
  • ATM Access to over 30,000 surcharge free ATMs nationwide
  • Shared Branch Access to over 5,000 credit union branch locations across the United States
  • Monthly transaction limits:
    • 250 FREE Transactions
    • $0.20 per item in excess of 250

Check Reorders

Members can order checks through our secured link Check Reorders

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Routing #: 271988388|NMLS # 597779
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act