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Checking Accounts

Apply online or stop into any location to open your better than FREE Checking Today.

FREE Checking

Our Free Checking account offers:

No strings. No hassles.

No minimum balance or monthly fees

FREE VISA Rewards Debit Card

Surcharge-Free ATMs

Digital Banking with Bill Pay

Remote Deposit Capture
Overdraft Privilege Pay of $500

(Members 18 and over)

Note:  Your checking account will automatically transfer funds from your savings account to cover an outstanding check/debit purchase or Overdraft Privilege may cover outstanding transactions up to $500. Learn More about Overdraft Privilege

Debit Card Activation – (800) 411-6390 or

Cardholders can activate their Debit Card by phone and then select a custom PIN.  Web Activation is only card activation, no PIN selection option.  If cardholder does not Select PIN at activation, they can all the Real Time PIN change phone line below and select a PIN.

Real Time PIN Change - (877) 746-6746  Cardholders will be able to change their PIN in real time. The card must be active prior to attempting to use the Real Time PIN Change phone line.

After Hours Lost/Stolen - (800) 682-6075 or

Business Checking

For business owners who need a checking account we offer:

Minimum Daily Balance Requirement Service Fee
$5,000 and above None
$2,500 - $4,999.99 $5 Monthly
$0 - $2,499.99 $10 Monthly
  • Merchant services available through Total Merchant Concepts
  • Business checks available
  • VISA Check Card
  • Free Online Banking (NetTeller & Mobile App)
  • ATM Access to over 30,000 surcharge free ATMs nationwide
  • Shared Branch Access to over 5,000 credit union branch locations across the United States
  • Monthly transaction limits:
    • 250 FREE Transactions
    • $0.20 per item in excess of 250

Check Reorders

Members can order checks through our secured link Check Reorders

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Routing #: 271988388|NMLS # 597779
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act