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There's not just one reason for saving money.
That's why we offer savings account options to help you reach your goals.




Which savings account works for you?

Savings Options
Primary SavingsSecondary SavingsTraditional IRARoth IRA
Overview Open this account to become a Rock Valley CU member Savings account for anything Ideal for supplementing your retirement. This account diversifies your investment portfolio with a combination of guaranteed returns and tax benefits.
Requirements $25 minimum balance No minimum balance No minimum balance No minimum balance
Dividend Earning Non-tiered and dividend paid quarterly Non-tiered and dividend paid quarterly Non-tiered and dividend paid quarterly Non-tiered and dividend paid quarterly
Detail Open the doors to credit union membership along with other products and services offered by RVCU You can open as many secondary savings accounts as you wish.
You can name them such as: Taxes, Car Insurance, Wedding, etc
With this IRA you may qualify for a tax-deductible contribution (which could provide a tax payment reduction. Consult with your tax provider.) Contributions are made with after-tax dollars. At retirement, both your contributions and the earnings may generally be taken out as tax-free withdrawals.


Savings Accounts
Effective Date: January 1, 2021
Dividend RateAPY
Primary Savings 0.07% 0.07%
Secondary Savings 0.07% 0.07%
IRA Savings 0.07% 0.07%



We are extremely excited to introduce our ATM cards, exclusively for members with Savings accounts! With an ATM card, you have access to your primary savings account balances and withdrawal cash from over 85,000 surcharge-free ATMs nationwide with our ATM network!

Interested in Getting the Card? Here's What's Next!

  • Request your free ATM Only card by calling 815-282-0300 or visiting a branch
  • Get your ATM card in the mail (7-10 business days)

 *PLEASE NOTE: ATM cards cannot be used for purchases. Daily limit for withdrawal is $260. For all ATMs, the "Fast Cash" option is not available. Please select Savings and specific denomination desired)

How to Activate Your Card

(800) 290-7893 | (206) 624-7998 For outside the U.S. 

After Hours Lost/Stolen - (888) 297-3416 | (206) 389-5200 For outside the U.S. 

Retirement Savings and Planning

  • Retirement Income Calculator - Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Financial well being starts with a savings account.  Apply online or stop into any location to start saving for your future today.


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