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Save up for something special or prepare for a rainy day!





Rockford Illinois best savings accounts




Savings Accounts

Whether you're saving for something special like a wedding or a new car or preparing for a rainy day, Rock Valley Credit Union has the savings account to help you meet your goal. Apply online or call our Member Contact Center at (815) 282-0300 to open your savings account today. 








Choose the account that works best for you!


Primary Savings
Open this account to become a RVCU member
Includes the products and services available to credit union members
$25 minimum balance
Non-tiered and dividend paid quarterly
Secondary Savings
Ideal for any need
Open as many secondary savings accounts as you wish - build up your emergency fund, save for a wedding, a home remodel, or taxes and more
No minimum balance
Non-tiered and dividend paid quarterly
Traditional IRA
Ideal for supplementing your retirement
May qualify for a tax-deductible contribution*
No minimum balance
Non-tiered and dividend paid quarterly
Roth IRA
Diversifies your investment portfolio
Provides a combination of guaranteed returns and tax benefits for your investment portfolio*
Contributions made with after-tax dollars, so they typically can be withdrawn at retirement tax-free*
No minimum balance
Non-tiered and dividend paid quarterly
Money Market
Ideal for those looking for an interest-bearing, low transaction checking account. Includes six transactions per month, requires a minimum balance and the tiered interest is based on the balance of the account.
Health Savings Account
Save money for future medical expenses
Can be spent on qualifying medical costs such as dental, vision, prescription or medical needs
Annual contributions may be deductible on your federal tax return*
No minimum balance requirements
No fees
Earns dividends computed daily, paid or compounded monthly
Dividends and qualified withdrawals are exempt from federal taxes
CDs (Certificates)
An insured investment
Solid returns
Variety of terms
Low minimum deposit requirements
Dividends are paid or compounded monthly (compounded into the CD or paid into a savings account)


*Please consult your financial or tax adviser regarding your unique circumstances. After all, everyone's savings goals are different! HSAs must be combined with a High Deductible Health Plan (HDHP), which covers larger medical expenses after the deductible is met. *APY = Annual Percentage Yield. $25 minimum deposit required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account. For Certificates, a penalty may be imposed for early withdrawal. 


BONUS! RVCU ATM Cards: Not only for checking accounts

At Rock Valley Credit Union, you don't need a checking account just to have an ATM card. Our cards are exclusive to members with savings accounts, and you can use them to check your account balance or withdraw cash from more than 85,000 ATMs across the country - all without surcharges - thanks to our AllPoint and Co-Op networks. 


To get your ATM card:

  • Request your free ATM card by calling (815) 282-0300 or visiting a branch
  • Your ATM card will arrive by mail within 7-10 business days

*Please note: ATM cards cannot be used for purchases. Daily limit withdrawal is $260. For all ATMs, the "Fast Cash" option is not available. to withdraw cash, select "Savings" and then enter the specific denomination desired. 

To activate your card or report it lost/stolen:
Call (800)-290-7893 or 206-624-7998 if located outside the U.S.
After Hours Lost/Stolen: 888-297-3416 | (206) 389-5200 if located outside the U.S. 



RVCU Benefits




Current Members



Start saving for your future today!

Send us a message in our chat feature, schedule an appointment or call our Member Contact Center at (815) 282-0300. 



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