Making Everyday Spending a Breeze
Introducing the Everyday Spend Account – our rebranded version of the Free Checking Account you already know and love! Enjoy the same convenient perks as before, but with a refreshed name! Whether you’re grabbing coffee on the way to work, or soaking up the sun on a beach, our Everyday Spend Account allows you to make unlimited transactions no matter where you’re heading.
Explore all the benefits of our Everyday Spend Account below!
No Maintenance Fees, Rock Rewards, Early Pay...Oh My!
Big Bank Benefits. Local Credit Union Perks.
At RVCU, you get the benefits of big-bank checking, but with the perks of partnering with a local business…because we are one! All RVCU checking accounts feature access to more than 80,000 surcharge fee-free ATMs, online and mobile banking capabilities, and Rock Rewards points for every purchase!
Everyday Spend FAQs
The Everyday Spend Account (formerly our Free Checking Account) features the same great benefits as before! Our decision to rebrand the account was fueled by our desire to better capture the essence of how you use your hard-earned money! The new name emphasizes the account’s role as a versatile tool that empowers you to manage your everyday expenses with the same convenience as before!
If your payroll or automatic ACH is enrolled in direct deposit, you can get access to your money up to two days* early. There is no fee for this service and if you are currently enrolled in direct deposit, you are automatically eligible for Early Pay. Members cannot decline or opt out of this service.
Your deposit will be posted as soon as the money is received. That means you could see the funds in your RVCU account up to two days* earlier than your co-workers or others receiving the same electronic deposit.
*Your money is posted as soon as we receive it. However, the timing and availability of the funds may vary depending on the payor (i.e., your employer or government agency). Some deposits may be received earlier than two days prior to scheduled credit. RVCU does not control payor processes and practice.
Savings Jar allows RVCU members to "round-up" debit card transactions to the next whole dollar amount. The sum of all rounded-up transactions are deposited into the savings account of your choosing nightly! Members have the choice to decide which checking accounts they want attached to the program.
When you open a checking account at RVCU you'll automatically be eligible to earn points with every purchase you make. Swipe your Visa debit card and earn points that can be redeemed for travel discounts, gift cards, or even CASH!