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REWARDS DEBIT CARD DIRECT DEPOSIT EARLY PAY OPEN AN ACCOUNT 815 spend everyday spend
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Spending in the (815) just got better!
At RVCU, everyday purchases are a breeze with checking account options that fit your lifestyle. From easy digital access and instant-issue debit cards to getting rewarded for all purchases, we’re here for wherever life takes YOU!
Swipe your card, earn rewards, and rep your community! For a limited time, get a free 815 debit card!*
Already an existing RVCU card holder? Please call the credit union at (815) 282-0300 M-F 8-5:30 or stop by your local branch during regular business hours to get your 815 card!
*The first 815 cards issued using the new design are free
GET STARTED TODAY
*To earn the 3.00% APY dividend the following requirements must be met: 12 debit card purchases, excluding ATM wthdrawals, direct deposit/remote deposit of at least $500 a month, and be enrolled in e-statements.
815 Card FAQs
Consumer free checking and business checking accounts.
Members can obtain the new 815 card and keep the same card number by contacting the credit union. Call 815-282-0300 M-F 8-5:30 or stop by your local branch during regular business hours. This card will be ordered and sent to you through the mail.
Yes! Faster than it takes to produce the next Fast and Furious movie, we can issue an 815 card! Please note if you have a current RVCU debit card the card number will be changed.
Anyone! If you love the 815, this is a great way to show your love and support!
At RVCU, our members benefit from the strength of a big bank, but with the personal touch of a local business… because we are one! We take pride in our community, so we partnered with our friends at Rockford Art Deli to redesign our rewards debit card, so you can show your 815 pride, too!
Checking Account FAQs
Yes! Transferring money from another bank is easy and free with online banking.
To activate your debit card, call (800) 290-7893 or (206) 624-7998 if located outside the U.S.
If your card has been stolen or is lost, call (888) 297-3416 or (206) 389-5200 if located outside the U.S.
Ordering checks is easy with our secured link! Click here to reorder today.
You can check your balance by:
- Using one of our many digital services
- Calling us at (815) 282-0300
- Visiting one of our locations where you have access to lobby, drive-thru, ATM and PTM services
- Accessing one of our nearly 85,000 ATMs nationwide through our AllPoint and Co-Op networks.
To meet your specific needs, RVCU offers the following methods to make a deposit:
- Free remote deposits that can be done anytime and from anywhere with your mobile device.
- Personal Teller Machines (PTMs) are available in the drive-thru of the Machesney Park and Loves Park branches and provide you the option to deposit funds 24/7 (both cash and check).
- Our Night Drop provides an option if you don't have a debit card. Night drop is available at all three branches for checks/cash deposits or loan payments (transactions will be processed the next business day).
- Of course, you can make deposits during regular business hours at one of our locations.
We make opening an account easy. Apply online or call our Member Contact Center at (815) 282-0300 to open your checking account today.
Switch Your Checking Account to RVCU
We make it easy! There are only five steps between you and an RVCU checking account - and we'll be there for you every step of the way! Once you open your RVCU checking account, check out our easy-to-follow Switch Kit to walk you through each of these steps:
Open an account with a minimum deposit of $25.
Move your direct deposit into your new account.
Redirect your automatic payments.
Stop using your old checking account.
Close your old checking account.
RVCU Benefits
RVCU is committed to constantly innovating. We use technology to create a better banking experience for our members. As a result, we offer flexible digital tools and services to safely meet you right where you're at today - and tomorrow.
Our digital services give you the flexibility to bank whenever, wherever you want, safely and conveniently.
Rock Rewards is included with our checking account at no cost and includes point earning. Members can earn cash back, gift cards, retail items and discounts on travel, car rental, hotel entertainment, restaurants and so much more.
Learn more about Rock Rewards
All checking accounts will automatically transfer funds from your savings account to cover an outstanding check/debit purchase or Overdraft Privilege may cover outstanding transactions.
RVCU offers multiple ways to make a deposit:
- Free remote deposits that can be done anytime and from anywhere with your mobile device.
- Personal Teller Machines (PTMs) are available in the drive-thru of the Machesney Park and Loves Park branches and provide members the option to deposit funds 24/7 (both cash and check).
- Our Night Drop is an option for members without a debit card. Night drop is available at all three branches for checks/cash deposits or loan payments (transactions will be processed the next business day).
- Make deposits during regular business hours at any one of our locations.
Make sure the money you are owed goes straight into your bank account by enrolling in direct deposit. With RVCU direct deposit, you will be automatically enrolled in Early Pay. Our Early Pay direct deposit feature gives you access to your payroll or automatic ACH deposits up to two days* early. If enrolled in direct deposit, members cannot decline or opt out of this service. Click here for more information.
Through our AllPoint and Co-Op networks, RVCU members have free access to nearly 85,000 ATMs nationwide.
Looking for more information about our checking accounts or other services?
Call our Member Contact Center at (815) 282-0300.
