RVCU is committed to constantly innovating. We use technology to create a better banking experience for our members. As a result, we offer flexible digital tools and services to safely meet you right where you're at today - and tomorrow. 

Our digital services give you the flexibility to bank whenever, wherever you want, safely and conveniently. 

Through our AllPoint and Co-Op networks, RVCU members have free access to nearly 85,000 ATMs nationwide. 

Rock Rewards is included with our checking account at no cost and includes point earning. Members can earn cash back, gift cards, retail items and discounts on travel, car rental, hotel entertainment, restaurants and so much more. 

Learn more about Rock Rewards

Access your checking account 24/7 with our online and mobile banking, which includes:

• Free online bill pay
• Free remote deposits
• Free mobile wallet
• Free transfers from an outside account at another credit union or bank
• Free instant issue debit card
• Rock Rewards
• Access to E-Statements

You can also view your balance and transaction history anytime with our free text banking. 

Our Personal Teller Machines (PTMs) are available 24/7 in the drive-thru of our Machesney Park branch. 

All checking accounts will automatically transfer funds from your savings account to cover an outstanding check/debit purchase or Overdraft Privilege may cover outstanding transactions.

RVCU offers multiple ways to make a deposit:

• Free remote deposits that can be done anytime and from anywhere with your mobile device.
• Personal Teller Machines (PTMs) are available in the drive-thru of the Machesney Park and Loves Park branches and provide members the option to deposit funds 24/7 (both cash and check). 
• Our Night Drop is an option for members without a debit card. Night drop is available at all three branches for checks/cash deposits or loan payments (transactions will be processed the next business day). 
• Make deposits during regular business hours at any one of our locations. 

Make sure the money you are owed goes straight into your bank account by enrolling in direct deposit. With RVCU direct deposit, you will be automatically enrolled in Early Pay. Our Early Pay direct deposit feature gives you access to your payroll or automatic ACH deposits up to two days* early. If enrolled in direct deposit, members cannot decline or opt out of this service. Click here for more information.

Yes! Transferring money from another bank is easy and free with online banking. 

To activate your debit card, call (800) 290-7893 or (206) 624-7998 if located outside the U.S.

If your card has been stolen or is lost, call (888) 297-3416 or (206) 389-5200 if located outside the U.S. 

We make opening an account easy. Apply online or call our Member Contact Center at (815) 282-0300 to open your checking account today.

Ordering checks is easy with our secured link! Click here to reorder today. 

You can check your balance by:

• Using one of our many digital services
• Calling us at (815) 282-0300
• Visiting one of our locations where you have access to lobby, drive-thru, ATM and PTM services
• Accessing one of our nearly 85,000 ATMs nationwide through our AllPoint and Co-Op networks. 

To meet your specific needs, RVCU offers the following methods to make a deposit:

• Free remote deposits that can be done anytime and from anywhere with your mobile device. 
• Personal Teller Machines (PTMs) are available in the drive-thru of the Machesney Park and Loves Park branches and provide you the option to deposit funds 24/7 (both cash and check).
• Our Night Drop provides an option if you don't have a debit card. Night drop is available at all three branches for checks/cash deposits or loan payments (transactions will be processed the next business day). 
• Of course, you can make deposits during regular business hours at one of our locations.