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Convenience that can't be beat!




Best checking accounts in Rockford IL





Checking Accounts

With checking account options to fit your lifestyle, Rock Valley Credit Union is ready to support your daily financial necessities. Apply online, call our Member Contact Center at (815) 282-0300 to open your checking account today. 


Apply Online






Which Checking Account is Right for You?


Free Checking 

Super convenient and free checking that's ideal for everyday purchases. Free checking accounts do not earn interest but include:

No monthly fees | Unlimited transactions | No minimum balance

 Money Market

Ideal for those looking for an interest-bearing, low transaction checking account. Includes six transactions per month, requires a minimum balance and the tiered interest is based on the balance of the account. 

Tier 1: $2,500 - $9,999.99 | .07%* / .07% apy**

Tier 2: $10,000 - $24,999.99 | .10%* / .10% apy**

Tier 3: $25,000+ | .20% / .20% apy**

*Dividend rate **Annual Percentage Yield



RVCU Benefits



Ready to Switch Your Checking Account to Rock Valley Credit Union?

We make it easy! There are only five steps between you and an RVCU checking account - and we'll be there for you every step of the way! Once you open your RVCU checking account, check out our easy-to-follow Switch Kit to walk you through each of these steps:

  1. Open an account with a minimum deposit of $25. 
  2. Move your direct deposit into your new account. 
  3. Redirect your automatic payments. 
  4. Stop using your old checking account. 
  5. Close your old checking account. 



Current Members




Looking for more information about our checking accounts or other services?

Call our Member Contact Center at (815) 282-0300. 




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