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Remote Deposit

It’s the picture perfect way to deposit your checks.

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Remote Deposit allows you to deposit a check using your mobile device by taking a picture of the check and submitting it to the credit union. In order to use Remote Deposit Capture (RDC), you must first install the credit union’s mobile app. The app is currently available in the App Store and Google Play.

Apple App Store      Android App on Google Play

 

Frequently Asked Questions

What accounts can I deposit my checks into?

  • Checking
  • Savings

*To have another product on your membership account added please call our Member Contact Center for assistance at 815-282-0300

Which types of checks are not eligible for remote deposit?

  • Third party checks
  • Checks with multiple payees, unless deposited into an account in the name of all payees
  • Stale dated checks, dated more than 6 months prior to the date of deposit
  • Foreign checks

Mobile deposit funds availability

  • All mobile deposits provide for $200 available the same day
  • Remaining funds available two business days 

Business days are Monday-Friday; legal holidays and weekends not included. Deposits received after 3 pm are processed on next business day. Additional holds may also be placed on checks that are suspicious or appear fraudulent.

What should I do with the check afterwards?

Please write void and Electronically Presented on the check and keep it in a safe place for 60 days then destroy it.

*We reserve the right to change these limits at any time without prior notice.  See full disclosure

remote deposit