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Plan for a Rewarding Future. 
Save for college. Save for retirement. Save for a splurge. Best of all, save risk-free. 






As part of your financial plan, you want an investment vehicle that offers a fixed rate for a specific time period so you will always know how much you are earning. You want the piece of mind that a certificate from Rock Valley Credit Union can give you.

Lock in your guaranteed dividend rate with a low minimum deposit and terms from 12 months up to 36 months. Invest $2,500 or more for a fixed term and earn a greater dividend over a set time frame.

Benefits of a certificate from Rock Valley:

  • Variety of terms
  • Low minimum deposit requirements
  • Higher rates than most financial institutions offer
  • Solid returns

Effective Date: January 1, 2021
Minimum Deposit12 Months24 Months36 Months
$2,500.00 0.25% APR | 0.25% APY 0.35% APR | 0.35% APY 0.50% APR | 0.50% APY
$10,000.00 0.25% APR | 0.25% APY 0.35% APR | 0.35% APY 0.50% APR | 0.50% APY
$25,000 & Above 0.30% APR | 0.30% APY 0.40% APR | 0.40% APY 0.50% APR | 0.50% APY

*APY = Annual Percentage Yield. $25 minimum deposit required in a share savings account to establish credit union membership. The rate may change after the account is opened. Fees could reduce the earnings on the account. For Certificates, a penalty may be imposed for early withdrawal. 


Save to Win

The more you save, the more chances you have to win

It's time to get rewarded for saving. Open a “Save to Win” CD with a minimum of $25. For every $25 deposited, you are electronically entered into a drawing to win one of two $25 monthly prizes and one $250 quarterly prize from Rock Valley CU, and monthly and quarterly multi-state drawing cash prizes with a chance to win $5,000.

Quarterly drawings will be performed in January, April, July, and October. Start today and you could be our next winner. It’s that easy… the more you save, the more chances you have to win!

To get started, all you need to do is become a member of Rock Valley Credit Union.

Official Rules View all CDs Join Today!

Here are important details of the Save to Win CD that could earn you the chance to WIN one of five quarterly $5,000 grand prizes:

  • $25 to open the account
  • Make deposits to your CD at any time
  • No minimum deposit after account opening
  • 12-month term of certificate
  • Must be 18 years or older
    • Legal resident of the state of prize linked savings state (AL, AR, AZ, CA, CT, GA, IL, IN, KS, KY, LA, MI, MN, MO, NC, NE, NY, OH, OR, SC, TX, UT, VA, WI, WA)
  • One CD per member among any credit union that participates in Save to Win program
  • Monthly cash prizes


Save to Win Certificate
Effective Date: January 1, 2021
Minimum Deposit12 Months
$25.00 0.25% APR | 0.25% APY

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