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Share Certificates

Sit back and watch your money grow.












Let Your Money Work for You

While you're hard at work, let a Rock Valley Credit Union Certificate of Deposit or CD work hard for you. Also called a Share Certificate, a CD is a low-risk, high-yield type of savings account that pays you a fixed interest rate over a certain amount of time, so you can watch your money grow.









Here's how it works:


Keep Calm and Be Prepared for Tax Season

Safely deposit your money at RVCU
Wait 12, 24 or 36 months (you choose!)
Withdraw your money AND the interest at the maturity date OR renew it for continued growth


Why choose RVCU for Share Certificates?

We're glad you asked! Here's what we can do for you!

  • Solid returns #MoneyInTheBank
  • Variety of terms
  • Low minimum deposit requirements
  • Dividends are paid or compounded monthly (Compounded into the certificate or paid into a savings account)
  • Get rewarded for saving with a "Save to Win" Share Certificate from RVCU

We know money doesn't grow on trees, but with a Share Certificate from Rock Valley Credit Union, you can sit back and safely watch your money grow. 





Save to Win


With a minimum of $25, you can open a “Save to Win” Share Certificate from RVCU. The more you save, the more chances you have to win!

For every $25 you deposit, you are electronically entered into a drawing to win one of two $25 monthly prizes and one $250 quarterly prize, as well as monthly and quarterly multi-state drawing cash prizes with a chance to win $5,000*.

It's time to get rewarded! All you have to do is be a Rock Valley Credit Union Member.

Start today and you could be our next winner!




*Details to win a quarterly "Save to Win" $5,000 grand prize: $25 is needed to open the account. There is no minimum deposit after opening the account. You are able to make deposits to your Share Certificate at any time. The Save to Win certificate has a 12-month term. Must be 18 years of age or older. Only one Save to Win Certificate per member among any credit union that participates in the Save to Win program. Quarterly drawings take place in January, April, July & October. 




Have questions?

Send us a message in our chat feature during regular business hours, contact us online or call our Member Contact Center at (815)282-0300.




Girl relaxing and making money