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MORTGAGE LOANS PERSONAL LOANS CREDIT CARDS LOAN RATES
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Dream car or first car - make it your car with easy and trusted local financing.
Are you dreaming of a new car or truck? Looking to refinance at crazy-low rates? Let Rock Valley Credit Union make your dreams a reality with auto loan rates as low as 1.99%1. There's never been a better time to get behind the wheel!
Our team makes the process quick and easy so you can start test driving with total confidence.
Get Pre-Approved
- Rates as low as 1.99%1 ($28.64 per $1,000 borrowed at 36-month term)
- 2013 model year or newer
- Internet application only
- Rates as low as 1.99%1 on the buyout up to 84 months (up to 2% off a current rate)
- Rates as low as 1.99%1 for 36 months on a purchase
- Offer is only for new loans
Know before you shop! Learn about the loan payments and interest rates that work for you with our financial calculators.
It’s hard to beat the options we have for qualified members at RVCU!
Buying a new car? Let us get you pre-approved, so you’ll have more negotiating power when it’s time to buy. We offer up to 125 percent financing with terms up to 84 months. We will complete your financing on-site at participating dealerships, while offering you credit life and disability insurance, guaranteed asset protection coverage, and extended warranty coverage.
The options are just as good for used automobiles. We offer the same on-site financing and coverage options, along with pre-approvals. We’ll offer up to 125% of NADA average retail value and up to 84-month loans, depending on the amount, credit, and age of car.
Yes! In addition to our amazing auto loans, we carry the same great rates for boats, water sport vehicles, motorcycles, campers and RV’s. Finance your fun today!
Vehicle Loans
|
| Effective Date: September 24, 2019 |
| Loan Type |
|
*APR as Low as |
| New/Used Auto |
|
*2.99% for 36 months at $29.08 per $1,000 |
Motorcycle Loans
|
| Effective Date: October 17, 2018 |
| Loan Type |
|
APR as Low As |
| New |
|
*4.50% for 36 months at $29.75 per $1,000 |
| Used |
|
*5.00% for 36 months at $29.97 per $1,000 |
RVs
|
| Effective Date: October 17, 2018 |
| Campers, Boat packages, Travel Trailers, 5th Wheels, Motor Home Loans |
| Loan Type |
|
APR as Low As |
| New |
|
*5.25% for 36 months at $30.08 per $1,000 |
| Used |
|
*5.50% for 36 months at $30.20 per $1,000 |
ATV
|
| Effective Date: October 17, 2018 |
| Loan Type |
|
APR as Low As |
| New |
|
*9.00% for 36 months at $31.80 per $1,000 |
| Used |
|
*10.00% for 36 months at $32.27 per $1,000 |
Start shopping today with our free, online car buying service!
Search thousands of cars to find the right match for you, all without leaving your home. Find your car online, secure your loan with us, and have most of the work done before you ever arrive at the dealer!
CAR SHOP HERE
For more information or to find out how we can help you, contact us at 815-282-0300.
Membership is open to anyone living, working, worshiping, or attending school in Winnebago, Boone, Ogle, DeKalb, Lee and Stephenson Counties in Illinois; or Green, Rock, and Walworth Counties in Wisconsin2.
OFFER NOT AVAILABLE ON EXISTING RVCU LOANS. OFFER IS FOR NEW LOANS ONLY. MAY NOT BE COMBINED WITH ANY OTHER OFFER. OFFER SUBJECT TO CHANGE WITHOUT NOTICE. 1. APR = Annual Percentage Rate. Credit approval required. Your APR may vary based on creditworthiness, loan amount and term of loan and vehicle. A $35,100.00 loan at 1.99% for 60 months would require 59 monthly payments of $615.07 and a final payment of $614.05, finance charge of $1,804.25, for a total of payments of $36,904.25. The amount financed is $35,100.00, the APR is 1.99%. 2. Credit approval and initial $25 deposit required. Federally insured by the NCUA.
