A Lower Car Payment?
Totally Here For It.
Save money for what matters most by bringing your car loan to Rock Valley Credit Union. Lock in rates as low as 4.49% APR1, and take advantage of no payments for 90 days, flexible terms, and quick and easy approvals. Refinancing could mean reducing your term, your payment, and saving you hundreds of dollars.
Want to see if you're eligible? We're totally here for it. Your wallet will thank you later!
Auto Loan Special
Know before you shop! Learn about the loan payments and interest rates that work for you with our financial calculators.
- Rates as low as 4.49%1 ($29.74 per $1,000 borrowed at 36-month term)
- 2014 model year or newer
- Internet application only
- Rates as low as 4.49%1 on the buyout up to 84 months (up to 2% off a current rate)
- Rates as low as 4.49%1 for 36 months on a purchase
- Offer is only for new loans
It’s hard to beat the options we have for qualified members at RVCU!
Buying a new car? Let us get you pre-approved, so you’ll have more negotiating power when it’s time to buy. We offer up to 125 percent financing with terms up to 84 months. We will complete your financing on-site at participating dealerships, while offering you credit life and disability insurance, guaranteed asset protection coverage, and extended warranty coverage.
The options are just as good for used automobiles. We offer the same on-site financing and coverage options, along with pre-approvals. We’ll offer up to 125% of NADA average retail value and up to 84-month loans, depending on the amount, credit, and age of car.
Yes! In addition to our amazing auto loans, we carry the same great rates for boats, water sport vehicles, motorcycles, campers and RV’s. Finance your fun today!
Have questions? We're here to help!
For more information, contact us today! Our Member Contact Center can answer your questions at (815) 282-0300.
OFFER NOT AVAILABLE ON EXISTING RVCU LOANS. OFFER IS FOR NEW LOANS ONLY. MAY NOT BE COMBINED WITH ANY OTHER OFFER. OFFER SUBJECT TO CHANGE WITHOUT NOTICE. RATES DISCLOSED ARE EFFECTIVE AS OF OCTOBER 01, 2022. 1. APR = Annual Percentage Rate. Credit approval required. Your APR may vary based on creditworthiness, loan amount and term of loan and vehicle. Payment per $1,000 borrowed for 36 months at 4.49% is $29.74. 2. Credit approval and initial $25 deposit required. Federally insured by the NCUA.