Use our mortgage calculator to estimate your monthly payments, see how the interest rate can affect your payments, and more!

We manage your conventional, home equity, or balloon loan. With this, you will enjoy flexible terms, in-house underwriting, fast turnarounds, and decisions made by local bankers.

We partner with industry leaders for FHA, VA, Conventional and Down Payment Assistance Programs.

Unsure what mortgage is right for you? Contact our Real Estate Lending department at 815-282-0300.

As mortgage rates and your financial goals change, you might consider the benefits of a mid-loan refinance. We can walk you through the options that could meet your goals, whether that’s a shorter loan or a smaller monthly payment.

You can use existing equity in your home to pay for home additions or improvements. This is called a home equity line of credit, or a HELOC. These types of loans have two distinct benefits: a lower interest rate than some traditional types of loans, and the possibility of taking a tax deduction on the interest.

With a HELOC, your line of credit increases as you repay your outstanding balance. This allows you to have the option of paying back and borrowing multiple times over the life of your home loan.