Vehicle Loans

It doesn't matter if you are looking for a new or used car, truck or van, Rock Valley Credit Union has a lending package that will fit your needs. The process is easy, the rates are great and the convenience is unmatched. Your loan payment can be automatically taken from your paycheck and paid electronically with payroll deduction. No worries about missing a payment, and no hassle with writing checks and finding stamps.

Our qualified members have options for borrowing:

New Autos

  • Up to 100% financing for qualified members
  • Terms up to 72 months 
  • No application or processing fees
  • Pre-approvals for negotiating power (know what you can spend before you shop)
  • Low cost credit life and disability insurance, GAP coverage and Extended Warranty available 
  • Complete your financing on-site at participating dealerships

Used Autos

  • Up to 100% financing of NADA average retail value for qualified members
  • Terms up to 60 months, depending on amount, credit, and age of car.
  • No application or processing fees
  • Pre-approvals for negotiation power (know what you can spend before you shop)
  • Low cost credit life and disability insurance, GAP coverage and Extended Warranty available 
  • Complete your financing on-site at participating dealerships

Refinance Your Existing Auto Loan

  • Lower your existing loan rate
  • Lower your monthly payment
  • Save you hundreds of dollars over the life of your loan
  • Pay off your car loan earlier

Auto Title Loan

RVCU's Title Loan allows you to use the equity in your vehicle to get cash when you need it.  If your vehicle is paid for, use your title as collateral.  If you are still paying on your vehicle, call our loan department and find out if you have equity.  You can refinance your vehicle and get your equity as cash.  Your loan rate will be based on credit approval and your credit rating.  Apply Now and our Loan Department will contact you.


Recreational Vehicles and Power Sports

We also offer loans for various other vehicles including boats, water sport vehicles, motorcycles, campers, and RV's. If you are looking for great financing to fund your recreation, give us a call at (815) 877-0441 or apply now.


Point-of-Purchase Financing

It is our desire to offer services which save our members time and money. For your convenience, members purchasing a new or used car can now secure financing through Rock Valley Credit Union at participating dealerships, eliminating the hassle of making trips between the credit union and the dealership. Simply tell them you would like to finance your car through your credit union and they will handle the rest.

 

SprintIIACU Service CentersCO-OP ATM Network
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act