Savings Accounts—Your Key to Membership and Ownership


Primary Savings

Minimum Balance $25

Open a Primary Savings Account at Rock Valley Credit Union and you will be more than a member, you will also be an owner. A Primary Savings establishes and maintains your membership at the credit union. The minimum opening deposit is $25. By opening an account and maintaining the minimum $25 balance, any member in good standing is eligible to take advantage of all the products and services offered by RVCU. Competitive dividends are paid on this account.

And being a member-owner has its benefits! The moment you join Rock Valley Credit Union, you will experience better rates and fewer fees. And you will be eligible to vote on issues that affect members. Join today!


Christmas Club Savings

No Minimum Balance

Keep the holidays from sneaking up on you with a Christmas Club Savings account. Saving a little each month adds up fast and makes the holiday shopping season less stressful and much more enjoyable. You can make regular deposits through payroll deduction, automatic transfer, or any other form of deposit.

Account funds are automatically transferred to your Primary Savings Account in the first week of October, following the September dividend payments.


Vacation Club Savings

No Minimum Balance

Planning for a trip is stressful enough. Reduce your worries by saving regularly in a Vacation Club Savings. With payroll deduction or by making regular deposits in this account, you will save faster and reach your goals sooner. There is no penalty for accessing your funds.


P.L.U.S (Premium Level Upgraded Savings) Account

This slightly higher paying dividend account can be opened with a minimum of $10,000. Quarterly dividends are paid as declared by the Board of Directors. The balance must be maintained at or above $10,000 or a fee is charged. Some withdrawal restrictions apply.


Secondary Savings

Trying to save up for something special? You can open as many secondary savings accounts as you wish. You can name them such as: Taxes, Car Insurance, Wedding, etc.

No minimum deposit or balance required.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act