VISA® Credit Card
A credit card is a must have for your daily finances and with competitive rates, no annual fees (on certain cards) and the added protection of EMV-chip technology you are in control.
Apply online or stop into any location to open your VISA® Card today.
Which credit card is best for you?
| Secured VISA® Card | VISA® Platinum Card | VISA® Bonus Rewards Card | Cash Rewards American Express® Card | |
| Overview | Build Your Credit | Longer Intro Rate | 25% Bonus Every Month | Earn up to 3% Cash Back |
| Summary | Improve or Re-Establish Credit, | Save on Interest - No Rewards. | More Rewards. Not More Rules. | Cash Back and Travel Rewards. |
| Rewards Program |
• Earn 1 point for every
eligible net $1 you spent
• Get a 25% bonus on all points earned every month, automatically
• No caps or limits on the points you can earn, plus you have five years to redeem points for rewards
|
• 3% cash back on gas on the first $6,000 in annual fuel spend
• 2% cash back on supermarket net purchases
• 1% cash back on other everyday net purchases
• No limit on the total cash back that you can earn, you have five years to redeem for cash back
• $25 cash back bonus after first purchase
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| Special Offers | Up to $5,000 credit limit | Introductory 0.00% APR for the first 12 billing cycles on purchases* and balance transfers | Introductory 0.00% APR for the first 6 billing cycles on purchase and balance transfers | Introductory 0.00% APR for the first 6 billing cycles on purchases and balance transfers. |
| Purchase APR | Variable rates as low as 22.25% APR* | Variable rates as low as 11.24% APR* | Variable rates as low as 13.24% APR* | Variable rates as low as 13.24% APR* |
| Annual Fee | $35 | No Annual Fee | No Annual Fee | No Annual Fee |
| Minimum Requirements | Must be 18 years of age; have a U.S. address and a Social Security number. | |||
| Minimum security deposit of $300 is required | ||||
Credit Cards and Debt Management
- Credit Card Payoff - Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
- Personal Debt Consolidation - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.
For Lost or Stolen VISA® Credit Cards
Consumer- 800-558-3424
Signature - 866-234-4691
Business - 866-552-8855
