A money market account is the perfect combination of an interest bearing investment account and limited transaction checking account. Gives you access to funds via check writing or personal withdrawal. During any month you may make up to six fee free withdrawals or transfers of which no more than three in-person withdrawals. A $15 fee will be assessed for any transaction over the allowed monthly limit. An account can be opened with a minimum of $2,500 and has tiered rates that offer competitive interest rates that typically pay more than our savings. You must maintain a minimum daily balance of $2,500 in your account to avoid a monthly fee. All funds are federally insured by the NCUA up to $250,000.