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Consumer Loans


Loans—For Whatever You Need

Your life, your path, and your loan. Wherever your life is leading you and no matter what the situation, Rock Valley Credit Union has a loan to meet your needs. We’re not-for-profit, so we can beat other financial institutions’ rates on just about any loan, any time.

We offer flexible terms and great rates—and we make it easy and convenient to get access to the money you need to get the things you want. Choose from:

  • Secured loans – These loans require collateral and can be used to finance your car, boat, RV, or other expenses.
  • Unsecured Loans – These loans don’t require collateral and can be used for any expense.

Personal Loans

Choose a personal loan from Rock Valley and you can get approved without collateral—because your approval and interest rate are determined by your personal credit history. So whether you need extra cash for a large purchase, debt consolidation, or some other expense, a personal loan can help you.

With a Rock Valley personal loan, you’ll get:

Share Secured Loans

For individuals trying to re-establish credit. Funds in a savings account or share certificate are used as collateral or security on the loan.

Overdraft Protection Loans

This line of credit is available with our checking accounts to provide that little extra cushion for unexpected overdrafts. Monthly payments are low, so it won't break your budget.

Start Now

To apply for a Personal Loan, or request an advance on your open-end credit plan, call a Lending Specialist at (815) 633-5601 or choose the appropriate online form:

Get Started Apply for a Loan

  • Download a Loan Application and mail or fax it to us

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Routing #: 271988388|NMLS # 597779
Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act