Rock Valley Credit Union Student Loan Program

Helping you Achieve a Higher Education, without the Higher Price Tag

At Rock Valley Credit Union, we know financing college tuition can be both stressful and challenging. To make this process more convenient, we recently partnered with Credit Union Student Choice. Together, Rock Valley Credit Union and Credit Union Student Choice present you with an additional financing option when Federal Aid doesn’t suffice. This college student loan partnership allows Rock Valley to offer an affordable solution and a way to fill the gap that federal aid hasn't covered. We plan to help hundreds of families save money with low interest rates and no origination fees.

With rising costs of tuition, students and parents are discovering that Federal Aid is falling short, leaving them unable to cover the full cost of tuition. This student loan partnership allows you to take advantage of an affordable option to fund those gaps. We want only the best for our members, and with this student loan solution it is easy to see why this student loan program is a smarter way to pay for college.

Take advantage of:

  • No origination fees
  • Lower interest rates
  • Line of credit up to $75,000
  • Apply only once
  • Deferment of principal and interest while in school
  • Flexible repayment terms including graduated repayment for two years
  • Servicing retained for the life of the loan – never sold

When Federal aid just isn't enough, Rock Valley Credit Union can help.

Requirements before applying for Credit Union Student Choice loan:

  • Fill out the Free Application for Federal Student Aid (FAFSA). Before applying and filling out a FAFSA found at, apply for your Personal Identification Number (PIN) at Your PIN serves as your electronic signature and provides access to your personal records.
  • Apply for scholarships—you may be eligible for many of them.
    • Check with your college financial aid office for listings.
    • Free information on preparing for and funding education beyond high school including a financial aid and scholarship wizard can be found at
  • Take the maximum amount of Federal Stafford Loans before applying for Student Choice Loan. On subsidized loans while you’re in school:
    • Government pays the interest
    • Caps the interest rate

Student Choice logoApply today or call (877) 639-7607



Routing #: 271988388|NMLS # 597779
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