Club Accounts

Christmas Club Savings

No Minimum Balance

Keep the holidays from sneaking up on you with a Christmas Club Savings account. Saving a little each month adds up fast and makes the holiday shopping season less stressful and much more enjoyable. You can make regular deposits through payroll deduction, automatic transfer, or any other form of deposit.

Account funds are automatically transferred to your Primary Savings Account in the first week of October, following the September dividend payments.


Vacation Club Savings

No Minimum Balance

Planning for a trip is stressful enough. Reduce your worries by saving regularly in a Vacation Club Savings. With payroll deduction or by making regular deposits in this account, you will save faster and reach your goals sooner. There is no penalty for accessing your funds.


primeAdvantage ClubPrime Advantage Club Account Logo

As a Rock Valley Credit Union member you already receive great benefits; however, for our members who are 50 and over we have the primeAdvantage Club that provides even more exclusive benefits.

primeAdvantage is a premier package for our members over 50. There is no balance requirements, no combinations of accounts required. Click here to read more information.

Benefits of club participation:

  • FREE 1 box of checks per anniversary year (value $17)
  • FREE Visa Debit Card with Reward 4U Points
  • FREE telephone transfers (value $2.50ea)
  • FREE photo copies (value .50/page)
  • FREE faxes (value $3.00/5 pages)
  • FREE eStatements
  • FREE e-Banking
  • FREE online bill pay
  • FREE mobile banking
  • FREE notary service
  • FREE coin counting
  • FREE ATM fees (at participating partner locations)
  • FREE shared branching network (credit union locations nation-wide)
  • Discounted IL license plate sticker renewal fee (half off)
  • Discounted money orders (half off)
  • Discounted domestic wire transfers (half off)
  • Discounted ¼% interest rate on any auto loan (credit union floor limits apply)
  • Discounted stop payment fee (half off)
  • Earn Additional ¼% Dividend on 6-23 Month Certificates (minimum balance $2,500)
  • Earn Additional ½% Dividend on 24-60 Month Certificates (minimum balance $2,500)
    • 1-Time Bump Up to better interest rate during term of certificate
    • 1-Time Opportunity to Add Funds to certificate

Requirements of Participation:

  • Annual $20 fee

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act