As part of your financial plan, you want an investment vehicle that offers a fixed rate for a specific time period so you will always know how much you are earning. You want the piece of mind that a certificate from Rock Valley Credit Union can give you.
Benefits of a certificate from Rock Valley:
|Effective Date: January 23, 2018|
|Certificate Type||Minimum Deposit||Terms||Features|
|Share||$2,500.00||6 months to 5 years||High fixed rates guaranteed for the term of your Certificate|
|IRA||$2,500.00||6 months to 5 years|
|YES – Youth Club||$500.00||24 months||Earns 0.50% APY higher dividend than regular share certificates|
|YES – Youth Club||$500.00||36 months||Earns 0.75% APY higher dividend than regular share certificates
Bump the rate one time during the term
Increase the value of the certificate one time during the term
Lock in your guaranteed dividend rate with a low minimum deposit and terms from 6 months up to 5 years. Invest $2,500 or more for a fixed term and earn a greater dividend over a set time frame. Your dividends will compound monthly. Unlike IRAs, share certificates are not tax sheltered.
To learn more about terms and rates available, contact us at 815-877-0441.
It’s a special savings account that gives you all the benefits of a savings account plus the chance to win big.
Each $25 deposit into this share certificate earns an entry into the monthly and quarterly drawings
Earn up to 10 entries per month ($250 deposited) however, the member can deposit/save as much as they like
Build Savings – Earn Dividends – Possibly Win Prizes
Request a 12-month Save to Win Share certificate and make an opening deposit of $25
Initial deposit is first step to saving and first entry into the monthly and quarterly drawings
Must be 18 years old
Legal resident of prize linked savings state (AR, AZ, CT, IL, IN, LA, MI, MN, NC, NE, NY OR, SC, VA)
Member at participating credit union
You are allowed one withdrawal from your Save to Win account in the 12-month period
A $25 withdrawal fee applies
Every $25 deposited into your account (up to $250 monthly) earns entries in the monthly and quarterly drawings
You may make deposits of any amount into your account, but prize entries are limited to 10 per month
Best prizes is the savings account you will build with regular deposits each month
To make it sweeter, thousands of monthly prizes and several quarterly prizes up to $5,000 will be awarded through the year
The winner will be notified by phone or mail
All Save to Win account holders at participating credit unions will be eligible for prizes
Cash prizes will be deposited into the winner’s traditional share account
Rock Valley Credit Union will hold a member's only drawing monthly and quarterly. Entries are consistent with then national requirements. Four (4) winning entries will be randomly selected to receive a $25 cash prize each month. Two (2) winning entries will be randomly selected to receive a $250 cash prize each quarter.
Each month Save to Win looks at your current savings balance as compared to the previous month’s balance
You’ll receive one entry for every $25 increase
Ex. If your Save to Win balance increases by $50 you will receive two prize entries for the month
Those prize entries will also be added into the quarterly prize drawing
You have nothing to lose! And everything to win! Learn more at www.savetowin.org
Choose the IRA that is right for you:
We know that choosing the IRA that fits your needs is an important decision. Let us help you select an IRA that’s right for you, your family and your life. If you have questions or are ready to invest call our Financial Service Advisors or visit a local branch.