Certificates

As part of your financial plan, you want an investment vehicle that offers a fixed rate for a specific time period so you will always know how much you are earning. You want the piece of mind that a certificate from Rock Valley Credit Union can give you.

Benefits of a certificate from Rock Valley:

  • Variety of terms
  • Low minimum deposit requirements
  • Higher rates than most financial institutions offer
  • Solid returns

Certificates
Effective Date: October 24, 2011
Certificate TypeMinimum DepositTermsFeatures
Share $2,500.00 6 months to 5 years High fixed rates guaranteed for the term of your Certificate
IRA $2,000.00 36 months  
IRA $2,500.00 6 months to 5 years  
YES Youth Club $500.00 24 months Earns 0.50% APY higher dividend than regular share certificates
YES Youth Club $500.00 36 months Earns 0.75% APY higher dividend than regular share certificates
Bump the rate one time during the term
Increase the value of the certificate one time during the term

Lock in your guaranteed dividend rate with a low minimum deposit and terms from 6 months up to 5 years. Invest $2,500 or more for a fixed term and earn a greater dividend over a set time frame. Your dividends will compound monthly. Unlike IRAs, share certificates are not tax sheltered.

To learn more about terms and rates available, contact us at 815-877-0441.
 

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NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act