Loan Rates

Vehicle Loans
Effective Date: February 25, 2014
APR as low as
New Vehicles 2.49%

Used Vehicle

3.25%

Motorcycle Loans
Effective Date: February 25, 2014
APR as Low As
New 3.50%
Used 4.00%

RVs
Effective Date: July 1, 2013
Campers, Boat packages, Travel Trailers, 5th Wheels, Motor Home Loans
APR as Low As
Value of $25,000 or less 4.25%
Value Over $25,000 4.50%

ATV
Effective Date: July 1, 2013
APR as Low As
New 8.00%
Used 9.00%

Miscellaneous Loans
Effective Date: February 21, 2014
TermAPR as Low As
Personal Loan   9.00%

Life $aver Loan

  28.00%
Overdraft Protection for Checking   15.00%

Share Secured Loan

  Call for Rates
Partially Secured   7.50%

*APR = Annual Percentage Rate. The above stated Annual Percentage Rates are based on certain credit worthiness criteria. Credit history and income are reviewed.

Mortgages

First Mortgages
Effective Date: January 11, 2013
Additional add-ons and financing limitations may apply based upon credit rating. Rates posted for loans up to 80% financed. For loans financed over 80% add .25% to posted rate. All loans subject to closing costs. Payment examples for balloon mortgages are based on a 30-year amortization.
APRPayment Example for $100,000Final Payment
7-year balloon 4.45% $503.81 $89,558.83
15-year fixed Call for Availability and Rates    
20-year fixed Call for Availability and Rates    
30-year fixed Call for Availability and Rates    

Home Equity Line of Credit (HELOC)
Effective Date: June 1, 2012
Additional add-ons and financing limitations may apply based upon credit rating. Rates posted for loans up to 80% financed. For loans financed over 80% add .25% to posted rate. All loans subject to closing costs. Payment examples for balloon mortgages are based on a 30-year amortization.
APR
  Call for Availability and Rates

Home Equity Closed End Loans
Effective Date: January 11, 2013
Additional add-ons and financing limitations may apply based upon credit rating. Rates posted represent maximum LTV of 80%. All loans subject to closing costs. Minimum Home Equity Loan is $15,000.00
APRPayment Example for $20,000
36 months 4.75% $597.12
60 months 5.00% $377.39
84 months 5.25% $285.01
120 months 6.00% $222.02

*APR = Annual Percentage Rate. The above stated Annual Percentage Rates are baesd on certain credit worthiness criteria. $100 application fee for Home Equity Loans. $275 application fee for First Mortgage 5-year balloon. $275 application fee for Fixed Mortgage Loans. Subject to credit approval. Rates are subject to Lender's credit criteria, certain conditions, and restrictions. Your rate and corresponding Annual Percentage Rate (APR) may be higher than the published rate. Rates and terms are subject to change at any time without notice.

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Equal Housing LenderNational Credit Union Administration
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act